001_initial_schema | Core tables: users, accounts, transactions, holdings, budgets, debts, groups, bill_splits, user_insights, ai_conversations |
002_seed_data | Default spend categories and sample merchant mappings |
003_accounts_advanced_features | Statement day, payment day, credit limit fields |
004_add_transfer_id | Transfer linking for double-entry transactions |
005_rag_embeddings | pgvector extension, user_embeddings table, HNSW index, hybrid_search() RPC |
006+ | Loan fields, APR, default account flag, insights constraints, newsletter, pgcron |