Skip to main content

​
Balance sheet

The dashboard shows a live balance sheet with:
  • Assets: checking accounts, savings, portfolio value
  • Liabilities: credit card balances, outstanding loans
  • Net worth: assets minus liabilities
Credit card balances are reconciled against your billing cycle on every app launch — the balance reflects charges in the current statement period, not historical payments.

​
Cashflow chart

6-month bar chart showing income vs expenses per month. Computed from your transaction data:
  • Income: transactions categorised as “Income”
  • Expenses: all other non-transfer, non-CC-payment transactions

​
Net worth trend

Reconstructs monthly net worth over 6 months by walking backward through your transactions from the current balance. Works even if you’ve only recently started using Vantage.

​
Savings rate

savings rate = (income - expenses) / income × 100 Available per month or as a rolling average. Accessible via the AI advisor: “What’s my savings rate this year?”